Major US banks are starting to develop 'post-disaster' contingency plans for AI agent risks

Major US banks like Morgan Stanley and Bank of America are starting to develop contingency plans for risks posed by AI agents, as autonomous AI agents can operate bank accounts without explicit instructions, posing a risk of financial disaster. Experts warn that if AI agents follow instructions to 'maximize fund returns,' it could lead to banks losing low-cost deposits and destabilizing the financial system.